Good Sense Budget Course
Provide Help and Hope to Those in FINANCIAL STRESS
Good $ense Counselor Training resources can help provide individuals in your church with relief from the pain, anxiety and strained relationships that result from financial difficulties and help restore their confidence and self-esteem. These resources equip you to train volunteers to provide free, confidential budget counseling to individuals with financial difficulties.
Who Is the Author?
Dick Towner is the Willow Creek Association’s executive director for the Good Sense Stewardship Movement. He is also the primary author of the WCA’s Good Sense curriculum. Prior to arriving at Willow Creek Community Church in 1992, Dick served 13 years as the minister of administration at a church in Cincinnati. He also spent 14 years in university administration. Dick serves on the board of Christian Stewardship Association and on the President’s Council of Christian Management Association.
A NOTE OF ASSURANCE IN DIFFICULT TIMES
Needless to say we as a country and, indeed a world, are in a unique time of financial upheaval – times which can bring with them deep concern and fear.
While not wanting to minimize the personal pain and sacrifice that many will suffer as a result of the meltdown, I do wish to sound a note of encouragement in the midst of it all. We know that God is aware of and present in all circumstances so let’s look at some potentially bright sides of an otherwise very dark situation.
- We are being reminded of reality. The warning signs and predictions that things could not continue as they were have been around for some time. In the times ahead, some basic principles around living within our means, avoiding consumer debt and saving for the unexpected will undoubtedly be adhered to by greater numbers of people.
- The opportunities for the church, for your stewardship ministry, to provide help and sound biblical teaching on personal money management to a much more receptive audience within and outside the church are greatly increased.
- Those who have lived with financial margin in their lives will serve as examples of the benefits of having done so and will be in the best position to be of help to others.
- On a macro level, increased regulation of certain sectors of our financial markets, about which some have warned of excesses for some time, will become reality and will hopefully prevent repeats of the abuses that have led to the situation we are in now. Capitalism must have moral restraints and while those can’t be legislated, regulations can at least make it harder to do wrong and easier to punish those who do.
- Most significantly, we are reminded that earthly treasures can succumb to rust, moths, thieves and to economic upheavals and that it is our treasures in heaven that are safe for eternity.
How then shall we live? Some brief answers:
- Live not in fear but in confidence in a sovereign God.
- Don’t panic. Continue to do those things that you know to be right, wise and consistent with biblical financial principles. Stop doing those things that are not.
- Use this opportunity to take a hard look at where you can be a better steward – a more prudent spender, wise saver, cautious debtor and yes, even a more generous giver. In the good times we all get a little lax. Crisis forces us to be more creative.
- Talk with family and/or close friends. Encourage one another, share insights, reaffirm truths, thank God together for His promises.
- Be reminded that this too shall pass. We’ve been here before.
- And if you are still in a position to save some, it might be a great time to dollar-cost average your investments.
One more thing, if you’re a stewardship leader – lead! This is a golden opportunity to reach folks who may not have been receptive in the past. Check out the new Freed-UP Financial Living resource. I don’t think it’s an accident that it has come out at this time.
Good Sense Budget Course: Biblical Financial Principles for Transforming Your Finances and Life
Dick Towner & John Tofilon: DVD
Good Sense Counselor Training Workshop Leader’s Guide (Paperback) by Dick Towner (Author)
“In this session, you will: 1. Share why God brought you into the Good $ense Ministry…” (more)
Good Sense Budget Course Participant’s Guide (Paperback) by Dick Towner (Author), John Tofilon (Author)
“In this session, you will: 1. Discover three prominent cultural myths about money…” (more)
Good Sense Implementation Guide (Paperback)
by Dick Towner (Author) “The purpose of this phase is to secure commitment from a Good Sense Ministry champion, core team, and senior church leadership…”
Good Sense Budget Course PowerPoint® CD ROM (CD-ROM)
by Dick Towner (Author), John Tofilon (Author)
