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What is a coinsurance rate ?

What is a coinsurance rate ?

What does it mean if the coinsurance rate is 0 % ? Does it mean all my medical service are 100% covered ? If it’s 30% – does it mean I have to pay 30% ? What are the advantages of having different coinsurance rates ? If they cover one area such as hospital services – do they skimp out on other areas such as prescription ?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


RELATED:

Where is the best place to buy cheaper home insurance for the over 50s?

Where is the best place to buy cheaper home insurance for the over 50s?


I am 25 years old and covered under my parents health insurance plan. Can i remain covered?

I was recently married and my wife is 25. Can i remain covered under my parents plan? Can my wife be covered also? I have employment that has health insurance coverage but it does not commence for 60 days. What are my options?


How much would it be to insure this car?

ive got a clean record (if that counts for anything)


Medical Insurance Question?!?

I’m 24, and I’ve been reading a lot of posts online about people who have many health ailments and do not have insurance to get treated or go to the ER then have a massive bill afterwards. I don’t understand why these individuals are not hunting around for the cheapest medical insurance they can find prior. There are individual plans out there, directly through the insurance companies, also family plans. You can pick and choose your premiums/deductibles/co-pays, hunt around for what suits your needs best. The single plans especially, can be and most of the time are, affordable. I don’t understand why people do not apply for basic health insurance that would cover them in an emergency, or for general routine health-care. Premiums can be as low as 60-100 a month for a single person. Please can someone explain to me why these people are not taking advantage of what is out there? Or even possibly applying for the government assistance plans if they’re not employed, especially after an ER visit with no insurance? This is an honest question. Thanks

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

How much will my insurance go up?

I’m 17 years old and i was caught going twenty mph over, this is my first ticket, how much will my insurance be increased?


AUTO INSURANCE over charge! what to do? am in US?

Auto insurance rip off! what to do? My sister bought a car and needed a temporary insurance at the dealership before she could take delivery of the new car. We saw AUTO INSURER flier called TALRO INSURANCE and called.The one month quote was just over $150, still higher than rates at other bigger and reputable companies and very low coverage. anyway, 3 days later, we called and later wrote to request to cancel the policy and refund the amount. She never received refund check and instead kept receiving monthly bills. so after numorous calls, She receives a check for only $60. She was supposed to receive over $100 as she only used 3 days of the 30 days policy. We call them and she was told that they took out $50 for broker fees. She called her AMEX card customer service rep to dispute that $150 charge and AMEX credited the amount to her card. Now, can she just go ahead and use/deposit the $60 only check amount from that rip off AUTO INSURANCE company to her checking account or don’t use that $60 refund check from the AUTO INSURANCE COMPANY ? Will AMEX’s $150 credit be permanent or will cancel it if AMEX finds out that I used the $60 refund check from the AUTO INSURANCE company? What’s your advice? thanks in advance!


Where can i get cheap car insurance?

Where can i get cheap car insurance?


What is a coinsurance rate ?

What does it mean if the coinsurance rate is 0 % ? Does it mean all my medical service are 100% covered ? If it’s 30% – does it mean I have to pay 30% ? What are the advantages of having different coinsurance rates ? If they cover one area such as hospital services – do they skimp out on other areas such as prescription ?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much would insurance be on a Mustang?

Link to the one I’m looking at—> http://www.cargurus.com/Cars/inventorylisting/viewDetailsFilterViewInventoryListing.action?sourceContext=RecentSearches_false_0&newSearchFromOverviewPage=true&cgLocale=&inventorySearchWidgetType=AUTO&entitySelectingHelper.selectedEntity=c22072&entitySelectingHelper.selectedEntity2=c23252&zip=77345&distance=MILES_500&searchChanged=true&maxAccidents=0&showNegotiable=false&hideFrameDamaged=true&maxPrice=16000&modelChanged=false&filtersModified=true#listing=9196206


How to get affordable HIV Medication with not so good insurance coverage.?

Diagnosed about a month ago HIV+ with a VL 111,000 CD4 167, so yeah I’ve had it for a while. I’m supposed to start treatment ASAP! but I can’t afford them, I’ve talked and negotiated with my doctor to change my prescription she did but it didn’t help. The problem is I have insurance and it doesn’t have good prescription coverage. I’m in a position that I may have to drop my insurance just to be able to afford my medication. My doctor and case worker is advising me not to do this, I don’t have any other choice… someone HELLP my time is limited


Does any one know a sight where I can get student insurance?

I want to join a sport but I need insurance and I saw some sights but they don’t have my school please help


No insurance ticket?

I got a ticket today for no insurance. I know I can go to court and show proof of insurance and just pay court costs. After I show the court my insurance card, are they going to contact the insurance company to make sure it is valid? I’m sure you know why I am asking.


How much does the cheapest insurance cost for a honda fit in the US?

i heard that cars r pretty cheap in the US, but insurance is a must they say??!, im from south east asia, and they sell cars triple the price here but dont required insurance, so how much is the average insurance for a honda fit in springfield virginia???


Car insurance for provisional license?

I have a Peugeot 807 2.2 and want to insure someone that has only got a provisional does anybody have any idea how much i would be looking at.The person is 35.


Is it compulsory to have comprehensive insurance for car or 3rd party ins is sufficient?

any diff for having insurance for new/old/second hand car?


Little to no down payment on car insurance?

Does anyone know any car insurance companies that have little or no down payment, my current policy ends in tomorrow and since I’m still financing my car, they could come take it since I don’t have full coverage insurance. thank you


What is a coinsurance rate ?

What does it mean if the coinsurance rate is 0 % ? Does it mean all my medical service are 100% covered ? If it’s 30% – does it mean I have to pay 30% ? What are the advantages of having different coinsurance rates ? If they cover one area such as hospital services – do they skimp out on other areas such as prescription ?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


What is the cost of insurance for children and teens?

How much does insurance cost for a child from age 2 to 12? What about for a teen (from age 12 to 18)? Please list these costs separately. Thanks so very much. I really appreciate this. It’s for a school project in case you are wondering. =)


Are BMW more expensive to insure?

Specifically a White 2006 BMW 325i. I’m 21, never had any traffic violations, had my license since I was 17. I’m looking to get rid of my old 1994 Crappy Mustang, and getting a White 06 3 Series BMW. Will my insurance be expensive? Additional Details: I plan on financing, which means it will require me to get full coverage.


Whole Life Insurance?

I am from overseas and as i was growing up my parents signed me up for an insurance where 10 or 20 years later we had the option of getting the money. Is there a such insurance in the United States. I heard that Whole Life insurance is somewhat similar to it?


Question about my 18 year old and insurance

I have an 18 year old who takes ADHD medication which without insurance costs well over $300 a month. She is not interested in going to college at this point so I’m not sure how much longer I can keep her on my insurance plan. Assuming it takes her awhile to find a job with good insurance does anyone have any suggestions on how to make her medical needs affordable for her?


Can you recommend a great Health Insurance Plan for a small business owner?

Hello. My fiance and I own a small IT consulting firm. We would like to start planning a family, however, like many American, we do not have health insurance. Can any of you please recommend a great healthcare insurance and/or coverage? Please keep in my that we do not have 100’s of dollars to spend on healthcare every month. We are looking for a recession-friendly” insurance coverage. Thank you. I dont have a problem giving “Best Answer” to the most earnest answer.”


Car insurance Question?

I was driving my friends car. I hit someone. It was my fault. My friend has insurance but I dont know what kind of coverage. I was driving her car because she needed to borrow my truck. If her insurance doesnt cover her damage should I help her pay for it even though I was doing her a favor by borrowing my truck?


Will my insurance agent report to my car bank that car is not covered no more.?

I’m with state farm. I been playing 190 monthly. Now they want me to pay 450 dollars. I just paid yesterday and my agent said my next due payment is due on 7th this month for 450 dollars. He said it was to be paid when I first got with state farm but I switched agents and now I am expected to pay next week. This is unfair and without fair notice. My insurance is going a cancle if not paid in weeks from now. What do I do. Is my car bank gonna find out car insurance got canceled. I was told it was 190 per month. I thought deposit was high but why 400 ?


Insurance for Rolls-Royce Phantom?

What company can issue insurance for a Rolls-Royce Phantom here in Canada? It is true that the companies can refuse the insurance because the price tag is almost $500,000? What happen if someone buys one and then the company refuses to approve the policy? is that legal for a company to say no to a car like that? I just heard someone that mentioned that. Thank you for your answers. Regards

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Car insurance. Confused.com?

Hi, I have to do the car insurance for my dad. My dad used confused.com last year. I have all the information stored there and i want a new quote. What to do press because the page has changed and I don’t know much about these things. I want to get a new quote with filling anything in again. What to I do? Thank you very much.


Does Optima Health insurance cover braces for teens in Virginia?

My teeth are outward.


Provisional insurance to full licence insurance?

I’m 18 years old and I am 2 (and abit) months away from taking my driving test. If I take out provisional car insurance can I change my insurance to full once I have passed my test? The reason why I want provisional insurance is because I heard it was cheaper, then once I pass my test I would only have to pay 10 months of full licence insurance, correct? But anyway how much it cost me to increase my premium from provisional to full licence insurance?


Good price for a 2005 kawasaki ninja 250?

a friend of mine said that its cheaper to buy bikes at about the time of winter. is it true of this notion (like buying swimming trunks during the winter for the coming summer, as a broad perspective)? Or is it a false assumption? I’m not that much in a hurry to get a bike (a yougn age of 23), but damn it would soo friggin nice to be out right now with one.



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

State Farm Insurance Bithday Gift?

Okay, Strange question- Every year I recieve a letter in the mail from State Farm Insurance Angency to celebrate” my birthday. They say that if you stop by the office


What is a coinsurance rate ?

What does it mean if the coinsurance rate is 0 % ? Does it mean all my medical service are 100% covered ? If it’s 30% – does it mean I have to pay 30% ? What are the advantages of having different coinsurance rates ? If they cover one area such as hospital services – do they skimp out on other areas such as prescription ?


Should I drop collision from my auto insurance this renewal?

I have a ten year old Honda Civic, just over 40,000 miles, has a crack in the driver’s side rear bumper that I ignore. I have an excellent driving record, no points, am the only driver, am at that age where I’m not young enough or old enough to be considered a threat, but I live in a high rate state and money is more than tight and they just shot my house insurance through the roof, even though I never put in a claim, because, get this, there is a chance that someday we may have a hurricane! Am I being pennywise and pound foolish, or am I paying for something that won’t pay off even if I need it? Thank you!


Insurance for 18 and under?

I’m fourteen years old and pregnant. I’m less than four weeks along. Both my boyfriend and both sets of our parents know. Both sets of parents are against me having the baby and are pressuring me into having a abortion which just for me is NOT a option and it is my choice. My parents are holding insurance against me saying they will no longer keep me on their insurance if I have my baby. Am I old enough to getting own insurance? What are my options? My boyfriend has a job and he’s sixteen but I don’t know if I’m too young to qualify to get state help or not or of he could.. I really need done alternatives…My parents said they will in no way support my decision with money or insurance help. Without insurance I have no money for delivery / parental care. Also my parents make too much money for state help. I will give a best answer.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Is there any insurance company that will insure horses 17 and over to cover illness.?

Is there any insurance company that will insure horses 17 and over to cover illness.?


How much would it cost to insure a Toyota 1985 corolla AE86?

I’m 18 and I am still under my parents insurance. I’ve only been driving on my own for a month or so. The car is a two door coupe.


Health insurance in Texas for low income families?

My dad recently lost his job, but has an existing medical condition, an ex-wife, and 5 kids to support. I don’t know much about the health insurance options in Texas, but I’m looking for a program that will allow my family to be insured for cheap… something like Arizona’s AHCCCS health insurance for low income people


What is with health insurance?

Americans and whatever other country has health insurance. what happens if you don’t have health insurance? What is health insurance? Why do you need it? I live in Australia and I don’t understand why you need health insurance when we don’t.


Car Insurance rep presented low-ball offer. How do I fight back?

Luna, I get what you’re saying. But when a dude jumps out of the lane into oncoming traffic and decides it’s a great idea to ram into your left door as you are turning left, well, he’s a jerk. If the mileage isn’t an issue, why did he bring up odometer readings on two conversations? Also, he said the license plate # I have is issued to taxis which generally use more mileage. I contested this car (Lincoln) is for personal use and not registered w/ taxi & limo commission. The whole conversation seems suspect. Also, the mileage numbers he gave aren’t adding up, according to my inspection records!


Will my insurance cover this?

I recently traded my phone and i called radioshack and they said my insurance should be transferable. is this true?


What is the most reasonable health insurance for someone 21?

help i don’t have any and where should i call


What type of insurance i need for a driving test does it have to be a full coverage?

do i need to bring a vehicle with full coverage insurance or could my car that only has a cheap insurance plan work for the DMV’s driving test


Is car rental insurance necessary?

I’m just going to need the car for 3 days and the insurance is really expensive

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


My insurance rates went up for buying a prius?

E-surance added 300 dollars to my 6 month term for buying a Prius. They said it is a new car, and that they cant find” the safety ratings. Is this just non sense


What is a coinsurance rate ?

What does it mean if the coinsurance rate is 0 % ? Does it mean all my medical service are 100% covered ? If it’s 30% – does it mean I have to pay 30% ? What are the advantages of having different coinsurance rates ? If they cover one area such as hospital services – do they skimp out on other areas such as prescription ?


Affordable medical plan for newborns?

i know there is WIC to cover if dont make enough money to pay for alot of food besides the bills, and the childs shots are covered through the pregnancy medicaid (if you have it) for so long but what cheap plans are there to cover for afterwards, what are you paying for your child to have medical insurance? such as the remaining shots they may need, if they are sick or what not. I live in NC and am not pregnant (not yet anyway lol) but i am curious as to how to pay for medical costs for my child when i do have one, i dont have medical insurance for myself. thank you for any information that can be given


What is the difference between Term Life Insurance and Whole Life Insurance?

I have asked insurance agents but they were so busy trying to sell it to me that they neglected to answer the question. What exactly are they, and what is the difference between the two?


Cheap car insurance for new drivers?

im 23 years old and about to take my driving test, IF i pass i’ll be needing car insurance which i’ve noticed is very expensive. and tips or websites that are good for people in my situation?? i’ve put the excess up but its just too much! any help will be good thanks


What is private health insurance?

My employer sponsored health plans were always referred to as PRIVATE. Is that just a New Jersey thing? When I look it up. The definition is an individual–not employer sponsored plan. There is even a commercial where thy refer to private or medicare insurance….which implies private is any other plan like blue cross or cigna. so can a group plan from an employer be correctly referred to as private.


How do I cancel my Kaiser Permanente insurance?

A wise person once said you have to be the change you seek in the world. I am a fit young man that is fed up with the current health insurance scheme in the United States and want something like the system that Singapore has. My plan is to cancel my health insurance, save the money in a high yield savings account for emergencies and actually take a nice vacation every now and then. A vacation to a nice country would increase my overall health way more than health insurance. I will also take out catastrophic insurance for just in case I get into something my medical fund can’t cover. It makes no sense for me to pay thousands of dollars every year into medical insurance when I haven’t been to the doctor in over 2 years. Can I get my money back? My health is fantastic and I try very hard to keep it that way. I hate going to the doctor. The problem is my company is saying I am only allowed to make insurance changes once a year–in June! I think they have some sort of special deal with Kaiser. Is there anything I can do? I love my job and don’t want to quit on principle.


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New York
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