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Questions about insurance?

Questions about insurance?

1. What are some of the important questions to ask before deciding on the amount of life insurance to buy? 2. How can you determine if you are under-insured or over-insured? 3. Is there any benefit to a single student without children, who is living with his or her parent(s), who is still going to college, having life insurance? Why or why not?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


RELATED:

Cheap car insurance for young drivers?

Where can i get cheap car insurance? I’m now 18, and I did use to drive a 1.2 Renault Clio, but I had to sell it, because the insurance was so high. I’ve been looking at other cars with small engines, and I have been using price comparison sites, but the cheapest quote I ever got was £3000 (and have done Pass Plus too!!) Is there any way to make insurance cheaper, or is there any insurance companies, that specialise insurance for young drivers with Pass Plus? And is there any other ways to make quotes cheaper? Please help 🙂


Health insurance, pre existing condition?

what is the difference between a pre existing condition in health insurance and pre existing condition exclusion period. im reading from howstuffworks, health insurance but still confuse. i understand employer waiting period. here is the link for pre existing condition http://health.howstuffworks.com/health-insurance12.htm here is the link for pre existing condition exclusion period http://health.howstuffworks.com/health-insurance13.htm


Can my Fiance and I get health insurance together if we aren’t married yet?

Can my Fiance and I get health insurance together if we aren’t married yet?


Can you take off car insurance?

I’ve been driving my moms car. Because it’s hers, she pays for the insurance. She just recently renewed the insurance (it’s good til June). I am planning on moving out and she says I can take the car. But she’s gonna remove the insurance. I have no problem paying it. I just wanna know if that’s possible. Are you able to just remove car insurance or do you have to wait til the one you have expires? Some help would be awesome. Thank you for your time.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Health Insurance for Seniors in the U.S.A but I’m Canadian?

I’m 26, A Canadian that is going to buy a U.S small business.(in California) Can anyone suggest a good heath insurance plan. I also would like to know can I get a plan for my parents (both age 60) when they come down and stay with me for more then six months? Thank you like always!!


How much will it coast for an 18 year old to get life insurance?

life insurance that an 18 year old can get with working and getting payed minimum wage.


How soon do i need auto insurance after buying a vehicle (used)?

I am buying a truck for the summer, and i was just wondering if i need insurance to drive it back home, or whether i can just drive it home and then get insurance…sounds stupid


Questions about insurance?

1. What are some of the important questions to ask before deciding on the amount of life insurance to buy? 2. How can you determine if you are under-insured or over-insured? 3. Is there any benefit to a single student without children, who is living with his or her parent(s), who is still going to college, having life insurance? Why or why not?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Car insurance in thailand.?

I will be doing alot of driving very soon in Thailand. The persons car I am driving is registered but has no insurance, am able to buy insurance for 1 month while over there ? They are realy crazy drivers and I am inexperienced in driving lawlessly as them Anybody recommend any insurance companies.


My boyfriend just bought a new bike. Any suggestions for good MC insurance companies with affordable prices?

My boyfriend just bought a new bike. Any suggestions for good MC insurance companies with affordable prices?


I am 18 and have a accident on record. can i get cheap insurance?

i also have 3 tickets…in other words crappy driving record! i am finding myself having to get an old car just because i cant afford the insurance for a newer one and it sucks.


Can I have two car insurance policies in two different states at once?

Is it legal to have two car insurance policies in two states? I registered my car in florida, which is my permanent home where I am a resident and I pay taxes and vote and so on. I am also going to school in Georgia. I have an insurance policy in georgia since I spend at least 6 months here. But, in order to renew my registration in florida I must have a florida insurance policy. I don’t want to register my car in GA. So, does anyone know if it is legal to buy an insurance policy in florida when I have one in GA as well?


Car Insurance, age limit on Family Plan?

Okay my parents have their cars plus my younger brother on their home/auto insurance policy. My car is also included but I am wondering, is this okay or a problem since I am 25 yrs old and no longer living with them? I could get auto on my own but it is way more expensive compared to my ‘share’ with my parents policy. Is there a law or rule? What if I was living with them? I am in CA


Car Insurance Question?

Here’s the quick version of the story- I’m 21 and have just totaled my Altima on a rainy night, crashing into the back of a parked SUV, also totaling that. I have received a $700 bill for the ambulance, a $1200 for the radiography and, here’s the kicker, a $24,000 bill for the hospital. I do not have medical insurance or medical coverage on my car insurance and will not be able to pay off the hefty hospital bill. What options do I have?


I recently was declined Term Life Insurance, and thier reason was because RBES was 13 and WBES was 47″”

this was from Lincoln Financial Group. I had just had my son, and he was about 2 weeks old.


Can/should I have non-driver car insurance if I am under 25?

Yes, I know this is question is better suited for my insurance company.


Questions about insurance?

1. What are some of the important questions to ask before deciding on the amount of life insurance to buy? 2. How can you determine if you are under-insured or over-insured? 3. Is there any benefit to a single student without children, who is living with his or her parent(s), who is still going to college, having life insurance? Why or why not?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Group Term Life Insurance – Scam or The Real Deal?

My employer allows me to purchase life insurance through payroll deduction. Basically the coverage is term and 1x or 2x my salary, depending on how much I want to pay. I’ve heard, but not been able to substantiate, that beneficiaries often have trouble claiming payouts for these policies upon death. My question to the Yahoo! Answers crowd is, Does anyone have experience with


Insurance for a Kit Car?

I am sixteen. I have just got my licence (around a week ago). I have a kit car. It is a lamborghini kit car. What type of insurance would i have to get. Do i have to pay a lamborghini kit car insurance, or do i have to pay a kit car insurance. My kit car was made to be as close to the real lamborghini as possible (just in case that makes a difference). BTW, I am in USA… I noticed that some people were in UK, and that doesn’t help me much :(. My main questions – What type of insurance would i have to get? What would be the best company for that insurance? What would the pricing be like? Thanks Anyways


Best insurance companies for 17 year old passed my test?

ok ive pased my test and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please 🙂


Cash Value Term Life?

Is there a Term Life policy that builds cash value? I heard thee is one with a great interest rate thats guarenteed? Sounds too good to be true.


What might a million dollar life insurance policy cost for an 87 year old man?

In good health


Can I get car insurance in my name if the car is in someone elses name?

I am receiving conflicting answers. Some say yes, others say no. Let me elaborate a little on the situation. Perhaps this will help. My neighbor let me take over payments on a 2007 Nissan. He still owes 15 payments on the car. We wrote up a contract to where I would make the remaining 15 payments and the car will be mine. I need to insure the car in MY name so I will be covered while driving it. I will be the ONLY person driving the car.


If i dont have insurance and i drive a friends car in which he has insurance on it.?

What would happen? would my friend be liable, and would he have to pay everything? or would his insurance cover his car?


Insurance company run my credit without my permission, is this legal?

Hi I applied for auto insurance few days ago. I did not provide my SSN to the insurance company and also when the agent called me and asked for it I told her I do not want you to run my credit and give me a rate based on whatever information you have now (etc. Driving recored) and she did gave me a rate without running my credit. I am still in the process of developing my credit and do not want to make another hard inquiry because I have a lot already. Today I got email from them saying that they couldn’t give me a better rate because of my credit history and I can get a copy of my credit report from Transunion. Did that mean they ran my credit? If so, can they do that without my permission? If not, what should I do next?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Would my insurance policy rate go up?

If I report a hit and run to my insurance company would my policy rate go up?


Car insurance under mums/dads name.?

I’ve just passed my driving test and am really confused about how to go about getting insurance under my mums / dads names. The car would be under their name but i just want to be the main driver of it. My mum rang up tesco for a quote on how much it would be, but she said under my name and on my own insurance. So now she doesn’t want to ring up coz it’s on computer and the guy on the phone who she was talking to said it would be classed as fraud if she insured me under her name and she didn’t drive it. :S This can’t be right right? also my dad has 6 points on his license will this effect me if the car goes under his name then i get insured on his insurance? since his insurance went up when he told them he had points. i got a quote for £1934 for my own insurance as the car under my name. I just need the best way to get under my mums insurance. cheers 🙂


Life insurance question?

My mother passed away and left her life insurance plan soley to me, her 20 year old son. I recieved a letter in the mail saying that my stepfather has to relinquish his claim to the insurance. Why does he have to do this if the money was not left to him nor was he mentioned on it? Does this mean he recieves it all even though that was not my mothers wishes? this is under Indiana law for the record


Cheap car insurance companies?

What car insurance companies are cheap… and do they have a web site/phone number so I can get a quote



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Do I need car insurance?

I am getting my permit in a week. Do my parents need to add me to the car insurance policy?


Questions about insurance?

1. What are some of the important questions to ask before deciding on the amount of life insurance to buy? 2. How can you determine if you are under-insured or over-insured? 3. Is there any benefit to a single student without children, who is living with his or her parent(s), who is still going to college, having life insurance? Why or why not?


Which company has the best Whole life insurance. I know New York has Custom Whole life insurance.?

I’m thinking about making the switch to whole life from term. New york custom whole life its very attractive.


How much would you think a 2009 mustang gt insurance would cost monthly?

For an 22 year old male??

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Can I purchase auto insurance without car registration?

Hello guys and gals, I need your helps here, I live in California and I currently own two cars (A and B), car A which I am planning to sell has not been driven in a year (2011-2012), also I did not buy the car insurance for car A since I don’t drive it anymore, in this year (2012) after I paid for the car registration renewal fee for car A, I received a letter from California DMW, stated that they were unable to send me a registration card unless I can provide them with evidences of auto insurance for car A, and unfortunately, I lost all the previous registration cards of car A during moves, so in this case, will I be able to purchase auto insurance for car A without showing registration card to the insurance agent but only with Drive’s License, VIN number, etc.? Or alternatively, can I use the insurance of car B to complete registration renewal for car A? Thank you in advance.


Can I get car insurance from a country in the EU (but not in the UK) when living and driving in the UK?

I am looking for cheaper car insurance, I was wondering whether it would be cheaper to get insurance from an EU country, such as France, then drive in the UK. I am a young driver and have recently passed my test. Also is this legal?


Lying on car insurance to police when stopped?

if a person lied about the age on a car insurance policy and stopped by the police ..what would happen i understand if someone were to do this that they could not claim if crashed and would probely lead to criminal charges.


Health insurance deductible question?

What does separate prescription drugs deductible” mean? For example


What if my parents don’t have insurance?

Well my i just found out since my dad got fired, we don’t have insurance anymore and i can’t go to the orthodontist any more either. I’m wondering why couldn’t we just buy permanent insurance so we don’t have to deal with this in case one of them looses a job. Shouldn’t the whole affordable act thing make health insurance cost less? Or has it not I’m only 16 so i have no clue.


Affordable insurance for teens?

I am 18 years old and i passed my driving test in May this year. I am currently looking to buy a car. How do i get affordable insurance?! Now i’m aware that certain cars are cheaper on insurance. Yet, on a citreon C1 which is in insurance group 1, my lowest quote was £3800! Even that quote is no longer available to me. I do live in an are which insurance is high in, and i expect my insurance to be high because of my age etc but is there any way/company which will insure me for 3/4grand on Third Party Fire and Theft?


If a friend borrows your car without permission and gets ..into an accident will his insurance cover it?

If a friend borrows your car without permission and gets into an accident will his insurance cover it?


How much life insurance should we get?

My husband and I both work; our income split is about 60/40, he being the higher paid. We will both turn 50 within the next year. No children living at home. No substantial debt: Car loan: $185 monthly Student loan: $102 monthly Mortgage: $2,000 monthly No other debt. We never carry a credit card balance. We have about 3 months worth of savings in the bank. Should I base our life insurance on how much we make, how much we have in debt or both? We are living paycheck to paycheck, and if either one of us were to die suddenly, the other would only have a few months to sell the house before we could no longer make the payments. In this market, I don’t think that’s realistic. I was thinking that we would need enough to pay for a funeral, pay off the smaller two loans, and still have enough to live on for at least a year if the house doesn’t sell. Does that sound right? Or should we not worry about paying off the loans…just calculate enough to replace the other’s income for XX many months? If so, how many months should we plan for? Finally, at what rate is life insurance taxed? Is it added to your income and then taxed at the rate for your total income for the year? or is there a flat rate tax? (I think I know the answer to this one, but I want to make sure).


Jeep Vs Car Insurance?

hey i am a 17 male. i was just wondering would insurance for a jeep be cheaper then insurance on a car since you would be less likely to rally around a jeep, and other dangerous driving etc.. i am also wondering if a 2L jeep would be dear to insure for a 17 male, since it is a jeep. thanks 🙂

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much increase will I expect in my car insurance premium after an accident that was my fault?

I rear-ended a car that in turn rear-ended another car. Damage to my car cost $6500, liability claims against my policy at $5000. Also one driver claimed for bodily injury amounting to $2000. I am insured under Progressive in Texas


Questions about insurance?

1. What are some of the important questions to ask before deciding on the amount of life insurance to buy? 2. How can you determine if you are under-insured or over-insured? 3. Is there any benefit to a single student without children, who is living with his or her parent(s), who is still going to college, having life insurance? Why or why not?


Owner’s Policy of Title Insurance being extinguished when property in a Trust and owner dies.?

Owner’s Policy of Title Insurance being extinguished when property in a Trust and owner dies.?


No insurance on car used to drive child around in?

How can one go about handling the possibility that a child’s non-custodial parent is driving their child in a car with no insurance. Recently, a friend of mine told me that if a parent has a car accident and a child in injured in a car with no car insurance, medical insurance won’t cover expenses. Is this true? If it is, how do you suggest the custodial parent go about asking for proof of insurance from the other parent. The parents don’t get along very well, and the non-custodial parent doesn’t like to talk details with the other parent, even when she tries. My only thought was for her to give him notice of this policy and should something ever happen, try to hold him responsible for all expenses. Still, this does not handle the safety issue at hand. Any ideas? Simply asking the non-custodial parent to show proof would not work. His style would be I don’t have to show you anything.””


How can I get antidepressants without insurance?

Is it possible to get them through the hospital or a clinic? Or do I need to have a family doctor” or “GP” I’m 18 and have no insurance **I am not a junkie either”


I told my car insurance I was driving when the real driver caused an accident. The police said no prison so what is the punishment?

I told my car insurance I was driving when the real driver caused an accident. The police said no prison so what is the punishment?


Can you get car insurance for a vehicle you build from the ground up?

I am considering building a car from the ground up as a project. I have noticed that there are similar cars that are collectors, but none with the creature comforts todays cars have, so I was interested in attempting to meld the old and the new. Is it possible to get auto insurance so that you can drive such a car on the road?


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At fault driver asks for my proof of insurance.?

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