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Does homeowners insurance work like my car insurance?

Does homeowners insurance work like my car insurance?

example: I bought my car for a grand and if I get into an accident the insurance will only cover what I paid for the car and not what I’ve invested into the car since I bought it… say I buy a house that’s a bank foreclosure and get it for $10,000 but its worth $80,000 now if the house were to get hit by a sunami earth quake and then burn to bits would I only be re-embursed for the $10,000 like my car insurance or would I be covered for the full value due to size and destruction ect.????

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


RELATED:

What happens if I become a part time student while on my parent’s insurance?

What happens if I become a part time student while on my parent’s insurance?


Car trade in value change after accident?

Can somebody generally tell me that how much car trade in value decreased after a accident (2003 Jeep Liberty Limited, good mileages, the car is repairable)? and how to negotiate with Insurance on this?


National Insurance number and student finance help please?

I need to get my NI number ASAP for university. It takes 4 weeks for the student finance to process it, and uni starts in less than 4 weeks. Once I apply (today is bank holiday) can I get some sort of reference code for student finance or do I have to wait until they send me the actual code, if so how long will it take? Also how do I actually get it? e.g. what will they want, such as passport details etc. And as a bonus if you know, does student finance really take 4 weeks or that just a maximum of 4 weeks?


What affordable health insurance is the best one out there for me? I have no health problems except BP I am 58?

I will be divorced in 2 months and will have to find my own health insurance. I have been with Anthem for 14 years and have no health problems and no medications except 1 blood pressure pill a day. I am waiting for a quote from Anthem for a single policy but I am afraid it will not be affordable. Thanks for all the help I can get!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

What is the basic kind of insurance required by California Law?

What kind of insurance covers something like another driver hitting your car door, and then driving off before you could get their license plate # what is comprehensive , and what is collision, ?


A question about car insurance and modifying?

Okay, lets say you own a car, lets call this car A. You pay a car insurance company to insure you car. You hand over the required information and all that, and the car is stock when you insured it. Lets say you put a turbo, or intercooler, or new rims, or anything really, but you DONT mention it to the insurance company. Then you get into a car crash. What does the insurance company insure? The whole car with the non-insured parts? The whole car with only the stock parts (which was exactly what you payed for every month)? Or they insure nothing?


Is Aviva a good car insurance what is a good car insurance company for a first driver ?

Aviva is the company that gave me a cheap car insurance quote. I would like to know if Aviva is actually a decent company to go with? I am a first time driver they gave me a quote for 501 per month.


Does homeowners insurance work like my car insurance?

example: I bought my car for a grand and if I get into an accident the insurance will only cover what I paid for the car and not what I’ve invested into the car since I bought it… say I buy a house that’s a bank foreclosure and get it for $10,000 but its worth $80,000 now if the house were to get hit by a sunami earth quake and then burn to bits would I only be re-embursed for the $10,000 like my car insurance or would I be covered for the full value due to size and destruction ect.????

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Car Insurance Help!!!!?

Im 18 years old and for graduation present my father said i could pick a car I was thinking a 2007 mustang shelby gt500 i was wondering what is the insurance rate on a 18 year old with no previous accidents and i was thinking also a 2011 mustang gt and what is the insurance rate on that as well and for the last car a 2004 cadillac xlr what is the insurance rate on these 3 cars Thank You


17 Year old insurance on 1985 Ford Escort RS Turbo Series 1?

Im 16 years of age soon to be 17 and I am looking for a first car that would be of a classic sort. I hate all the usual Saxo’s and Corsa’s that all the other kids drive. My dad currently owns a Series 1 RS Turbo and were in the middle of restoring it. I looked into insurance as myself as a named driver and got quotes of 11k and that’s way too much. Would the price be cheaper if i put myself as a second driver on my dads insurance? Im in desperate need of answers right now. If not then has anyone got any info on a Mk1 or Mk2 golf or even an Mk1 XR2 Fiesta. If all this classic insurance is too hard then has anyone out there got any ideas on what car I could get that has got cheap insurance, Looks good, Performs great and can be modded great. I don’t want answers which involve astra’s and clios’s. More along the lines of newer better material. Thank you 🙂


My car is worth 3200 Actual Market Value how much should insurance pay before total loss?

Car value 3200 State Ohio Third party claim (not my insurance other driver was at fault)


How much would insurance be on property based business?

i have a few acres and was wondering what the insurance would be if i decided to open up a atv/rv park on my land~i would have a waver that made sure all that rode would be rideing at their own risk etc.plus any other limations you could think i might come acrross~


Best dental insurance?

What is a suggested insurance that you can count on?


I do not have car insurance and i hit someone’s car, now he is suing me for $150,000. I do not work…what do i do now?

I do not have car insurance and i hit someone’s car, now he is suing me for $150,000. I do not work…what do i do now?


Who is the Blonde looking for better insurance rates in the progressive insurance commercial.?

She works alongside Stephanie Courtney in the progressive insurance company commercials.


What will my insurance be approx?

When I pass my driving test I will be looking to buy either a peugeot 106 or 206 1 litre, i am 17 now but will probably be 18 when I pass, I was just wondering on average how much insurance will be because i couldn’t get a quote on confused.com and other websites because i haven’t actually got a car yet and it was asking for my registration number. I don’t think it matters but I do have a CBT license and I drove and aprilia rs50 manual for about a year so I was wondering if that’ll help because I have road experience already. Thanks for your time.


Does homeowners insurance work like my car insurance?

example: I bought my car for a grand and if I get into an accident the insurance will only cover what I paid for the car and not what I’ve invested into the car since I bought it… say I buy a house that’s a bank foreclosure and get it for $10,000 but its worth $80,000 now if the house were to get hit by a sunami earth quake and then burn to bits would I only be re-embursed for the $10,000 like my car insurance or would I be covered for the full value due to size and destruction ect.????

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Car insurance help, Private broker or big name company?

I’m currently in the process of renewing my car insurance, and i’m wondering if small privately owned insurance brokers are cheaper than the bigger named companies? I’m 27yrs have a clean license and 2yrs no claims. Shocked at the current prices. Any ideas welcome. Thanks


Car insurance for a 18 year old male?

I have a 1997 dodge neon 125k miles. Im looking to get liberty insurance (basic insurance) but every were i go says $400 a month for basic (in a year i can buy 2 of my cars for that much) I live in pinellas park florida there is hardly any crime in my neighborhood (2 cops live on my street) so i just dont get why my insurance is so high. I know im 18 and all but dam So i am ask why it is so high i have a clean recored and all no tickets nothen at all got my high scool diploma. On a side note how much did u pay when u were 18 and what were u driven


Best affordable medical insurance for surgery?

My boyfriend needs open brain surgery but does not have any insurance. What is the best affordable insurance andd can we be on the same plan without being married or related?


What would be an estimate for in on a 2WD silverado for a 16 year old male living in California?

What would be an estimate for insurance on a 2WD silverado for a 16 year old male living in California?


Low Cost Health Insurance (Indiana)?

I was apart of the Medicaid program but then some way some how lost my eligibility for the program. I am 24, and do not smoke. All of the companies I have looked at quotes for are way to high. While I know it is ridiculous to think that I will receive a monthly payment as low as I was receiving while I had Medicaid, which was only $16 a month, I need to find a company, and plan that provides coverage to low income individuals fresh out of college that don’t have a lot of money to spend. It would be nice if it was under $50 and still managed to cover most of the things that I need, generic drug coverage, and doctor office visits. Does anyone have a clue where and how I would be able obtain some kind of insurance that will not bankrupt me in the process? And my employer is not an option because they do not offer benefits packages. Please help!!


How much will a Toyota Spyder increase my insurance?

I’m looking to buy a 2000 Toyota Spyder. But i’m only 20 years old, so i’m questioning whether or not it is a good idea! Its will cost me about $10,000 after tax + the insurance. I’m not so worried about the actually cost of the car, because I can make about a 60% downpayment, and take out a small loan for the rest… But the insurance is the big issue…


How much should car insurance pay for breaking your back in accident?

boyfriend got ina car crash. he was in the back seast. driver didnt see stop sign and tboned anothe car. he has a fractured lombar 2 and wont be able to work for a while now… how much should the liability pay? they only want to pay about 3 thousand or so..


Is anyone surpised that Obamacare will double the cost of insurance?

@Cicero — Actually

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Broke my contract phone and have no insurance?

Basically, entirely my own fault… i have no insurance on my phone (had it for three months) and it was smashed yesterday! But my question is, if i phone up vodafone and tell them i will PAY three months worth of insurance, backdate it back to the three months i have had this phone, can I then claim for a replacement? Technically I will still be paying for insurance and they will be getting money? Is this possible??


I am moving from NJ to FL, what steps do i take to get florida plates, insurance, and registration?

I have a 2010 Hyundai Elantra. Which do i do first? What are the fees for each?


Where can i get the cheapest car insurance in marion ohio?

Where can i get the cheapest car insurance in marion ohio?


Do people generally sue their own insurance company if they were in an at fault accident ?

Do people generally sue their own insurance company if they were in an at fault accident ?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Need health insurance for my child

need health insurance for my child I have a child who lives with his mom and I need to buy health insurance for him, Im also moving o/s so I cannot get insurance though my work, does anyone know of any programs or discount insurance company I can go though.


Does homeowners insurance work like my car insurance?

example: I bought my car for a grand and if I get into an accident the insurance will only cover what I paid for the car and not what I’ve invested into the car since I bought it… say I buy a house that’s a bank foreclosure and get it for $10,000 but its worth $80,000 now if the house were to get hit by a sunami earth quake and then burn to bits would I only be re-embursed for the $10,000 like my car insurance or would I be covered for the full value due to size and destruction ect.????


How do you put someone on your insurance policy?

I have been insured for 3 years. My bf wants to get a car but with no no claims bonus he is getting quotes in excess of £3000 on the most basic insurance. I’ve tried to get quotes online to have him on my insurance but driving seperate cars and it seems I can’t do this online. Do you have to actually phone them up? I’d prefer to do it online as it’s less hassle.


Can a crafty and intelligent lawyer find a way to INCREASE the limits on the amount of the insurance coverage?

For example, what if the policy states there is a bodily injury/liability coverage of up to $50

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


My car was just stolen will insurance cover this?

My 2006 Mustang Convertible was stolen outside of A COURTHOUSE today..no cameras or anything… I had the keys in my possession..and filed a police report… no information on it yet… If they do not find my car… will insurance cover this?? What do i do?!


Can you answer this question about insurance and getting a new roof?

Hi, my question is a bit complicated. My city had hail damage in massive amounts. Everyone is getting new roofs. My roof is not leaking or anything but I’m sure it’s got damage just like the others. I had just changed my insurance coverage to $3,000 deductible from $1,000 two months previous to save money. The roofing companies are all eating the typical $1,000 deductible, saying they’ll take care of it, so it costs most people nothing to get a new roof. I haven’t done it yet, but f a company says they’ll try and see if they can eat the $3,000 deductible so it won’t come out of my pocket, and the insurance company checks and agrees my roof needs to be replaced (This hasn’t happened yet) — BUT it turns out that the roofing company can’t cover the $3,000 — and I have to pay for some of it and I can’t afford it, so I decide not to get the roof. What happens LATER if my roof needs to be replaced, say if I’m selling my house in a year, and I’ve changed my insurance back to $1,000 deductible — Will the insurance company say no, this was from damage from the hair storm previously and you didn’t get it fixed? How does that work? I hope I explained it well enough. Thanks in advance!


If you are a 22 year old male, please reply telling me how much your full coverage car insurance is. Details!?

If you are a 22 year old male, please reply telling me how much your full coverage car insurance is. Details!?


Insurance adjusters… how much can I expect to get for my car?

My car was stolen and I don’t expect it will be recovered. I was curious about how much I can expect to get from my insurer. The loan is paid off, so I will receive 100% of the total offered by my insurer. Please see the car details below: 2002 Dodge Intrepid SE, 4 door 104,000 miles V6 automatic power doors, windows, driver seat cd player a/c I know I won’t get the retail value. I feel a fair private seller price is about $4500. My research shows the trade in value is about $3600. I feel I should get something close to the private seller value as I know I won’t get the retail value but should get more than trade in value. Is this a reasonable expectation? Input from actual insurance adjusters is appreciated. Given the car and miles, how much do you think I’ll be offered?


How do I determine my house’s replacement cost to get an accurate quote from insurance companies?

To get a quote, all of the companies are asking for the replacement cost. I’ve read that only way to get that is to hire an appraiser. So does that mean I get an appraiser first, THEN start getting insurance quotes? What do I do here?


Is Obamacare really the first mandatory insurance?

Can’t you opt out of Obamacare the same way you opt out of SS or Medicare? By not working?


Whole Life Insurance?

Guardian Insurance Sells a Whole Life policy with Paid Up Additions (additional premium) which grows the cash value and the death benefit. Who should consider buying such a whole life policy?


What kind of life insurance should my husband get?

We are looking to get a life insurance policy for my 25 year old husband. We have three young children so we’re trying to figure out what would best provide for the family if God forbid something were to happen to him.


Do I need special insurance for my car?

I had a stroke a little while back,7 months ago. Well it really reduced my vision, so now I can’t drive.I’m not ready to get rid of the car. but need to be able get it insured In order to keep the registration up to date. Is there some kind of special insurance that I need to get so that other people can drive me around in my own car?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Financed a motorcycle do i need full coverage or can i buy liabilty?

I know the lender of the loan wants his money even if the bike gets stolen/totaled/breaks down what ever. But why do i need to have full coverage. So if the bike gets stolen/totaled whatever isn’t all the lender worried about is getting his money? So if that happens i will tell the lender not to worry i will keep paying payments until the loan is paid off because i dont want to ruin my credit.


Does homeowners insurance work like my car insurance?

example: I bought my car for a grand and if I get into an accident the insurance will only cover what I paid for the car and not what I’ve invested into the car since I bought it… say I buy a house that’s a bank foreclosure and get it for $10,000 but its worth $80,000 now if the house were to get hit by a sunami earth quake and then burn to bits would I only be re-embursed for the $10,000 like my car insurance or would I be covered for the full value due to size and destruction ect.????


Cheapest auto insurance?

Cheapest auto insurance?


Cheapest car for insurance, and also cheapest insurance company in uk?

hi, I have just passed my driving test, so I am looking to buy a car. As I am a new driver, I would like to get some tips and help about choosing a car that is cheap to insure and also a cheap insurance company. to give u an idea I have around 2000 to 2500 pounds to spare for a car and insurance. do u think it would be possible with my budget Please help…. thanks.


Can you get your own insurance when renting a car?

When going to a rental car agency such as Hertz or Avis they strongly ‘encourage’ you to purchase insurance. Can you get your own insurance that covers you in their cars rather than having to pay the insanely expensive insurance they offer?


Term plan – SBI life or LIC?

I am looking to buy a term plan. I have zeroed in on SBI Life (low premiums) and LIC (reliability, but high premiums). How good is SBI Life when it comes to processing claims?


What do you need to get health insurance?

my mother in law doesnt have health insurance..how can i get her into it?..what does she need to get health insurance?..which health insurance is good?..does she have to be a u.s citizen to get h.in.? tell me everything …


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North Dakota
How much would my car insurance go up if I got a mustang?

How much would my car insurance go up if I got a mustang? I’m 24 years old, have a good driving record, and I am currently on with my dad’s insurance. I have a 2005 chevy aveo right now, with almost 75,000miles; and I pay $110 a month for insurance. …

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Will I be able to drop my individual insurance from my employee and enroll in the MRP for group private insurance? What are my best options?

Will I be able to drop my individual insurance from my employee and enroll in the MRP for group private insurance? What are my best options? Will I be able to drop my individual insurance from my employee and enroll in the MRP for group private insurance? What are my …

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Where can I get affordable healthcare?

Where can I get affordable healthcare? I am a Iraqi war veteran with a serviced connected disability of 50%. I would like to find good health care for my wifea full time student” that is affordable. I have done searches in places like www.eHealthInsurance.com and the insurance is either really …